Your home is one of your most valuable assets—protect it with a plan that offers complete peace of mind. At Premium Claim Advisors, we provide affordable and reliable home insurance solutions designed to safeguard your property, belongings, and financial future.

Whether you own or rent, our customized coverage options protect against fire, theft, natural disasters, and liability claims. We work with top-rated insurers to ensure you get maximum protection at the lowest possible cost.

What Our Home Insurance Includes

Dwelling Coverage:  Protects the physical structure of your home—including walls, roof, floors, and built-in appliances—against risks like fire, storms, vandalism, or accidental damage.

Personal Property Coverage:   Covers the contents of your home such as furniture, electronics, clothing, and valuable belongings in the event of theft, fire, or other covered losses—even if they’re stolen outside your home.

Liability Protection:   Provides financial protection if someone is injured on your property or if you accidentally damage someone else’s property. It covers legal costs, medical bills, and settlement amounts.

Loss of Use (Additional Living Expenses):   If your home becomes uninhabitable due to a covered event (like a fire or natural disaster), this coverage pays for temporary housing, meals, and other living expenses while repairs are made.

Other Structures Coverage:   Extends protection to structures not attached to your main house, such as garages, sheds, fences, or gazebos.