Your vehicle is more than just transportation—it’s part of your daily life. At Premium Claim Advisors, we provide affordable, reliable, and customizable auto insurance coverage to keep you protected on every journey.

Whether you’re a new driver, a seasoned commuter, or managing multiple vehicles, our team works with leading insurance providers to offer plans that fit your needs and budget—without compromising on coverage.

What We Offer

Liability Coverage:   Protects you if you're at fault in an accident by covering injury or property damage to others. This includes bodily injury and property damage liability—required in most states.

Collision Coverage:  Covers repairs or replacement of your vehicle after a collision, regardless of fault. Ideal for both new and used vehicles.

Comprehensive Coverage:   Safeguards your car against non-collision events such as theft, fire, vandalism, natural disasters, falling objects, and more.

Uninsured/Underinsured Motorist Coverage:  Protects you financially if you're involved in an accident with a driver who has no insurance or insufficient coverage.

Medical Payments or Personal Injury Protection (PIP):   Covers medical expenses for you and your passengers after an accident, regardless of who’s at fault.

Roadside Assistance & Towing:   Optional coverage that offers peace of mind for flat tires, dead batteries, lockouts, and breakdowns.

Rental Car Reimbursement:   Stay mobile while your car is being repaired—coverage for rental expenses after a covered claim.